{"id":129,"date":"2023-08-01T18:47:03","date_gmt":"2023-08-01T09:47:03","guid":{"rendered":"https:\/\/homenote.co.kr\/?p=129"},"modified":"2023-08-01T18:47:03","modified_gmt":"2023-08-01T09:47:03","slug":"%ec%9e%ac%ed%85%8c%ed%81%ac-%eb%b0%a9%eb%b2%95-%ed%88%ac%ec%9e%90-%ec%9e%98%ed%95%98%eb%8a%94-%eb%b0%a9%eb%b2%95","status":"publish","type":"post","link":"https:\/\/homenote.co.kr\/%ec%9e%ac%ed%85%8c%ed%81%ac-%eb%b0%a9%eb%b2%95-%ed%88%ac%ec%9e%90-%ec%9e%98%ed%95%98%eb%8a%94-%eb%b0%a9%eb%b2%95\/","title":{"rendered":"\uc7ac\ud14c\ud06c \ubc29\ubc95, \ud22c\uc790 \uc798\ud558\ub294 \ubc29\ubc95"},"content":{"rendered":"<p>\uc694\uc998\uc740 \ub2e8\uc21c\ud788 \uc800\ucd95\uc774\ub098 \uc801\uae08 \uc608\uae08 \ub4f1\uc744 \ud1b5\ud574\uc11c \ub3c8\uc744 \ubaa8\uc73c\uae30\ub294 \uc27d\uc9c0 \uc54a\uc740 \uc0c1\ud669\uc774\uae30 \ub54c\ubb38\uc5d0 \uc5f4\uc2ec\ud788 \uc7ac\ud14c\ud06c \uacf5\ubd80\ud574\uc11c \uc7ac\ud14c\ud06c \ubc29\ubc95\uc744 \uc775\ud788\uace0 \ud22c\uc790 \uc798\ud558\ub294 \ubc29\ubc95 \ub108\ubb34\ub3c4 \uc911\uc694\ud55c \uc0c1\ud669\uc774 \ub418\uc5c8\uc2b5\ub2c8\ub2e4. \uc7ac\ud14c\ud06c\uc640 \ud22c\uc790\ub294 \uc7ac\ubb34\uc801 \ubaa9\ud45c\ub97c \ub2ec\uc131\ud558\uace0 \ubbf8\ub798\uc758 \uc7ac\ubb34 \uc548\uc815\uc131\uc744 \ud655\ubcf4\ud558\uae30 \uc704\ud55c \uc911\uc694\ud55c \ubc29\ubc95\uc785\ub2c8\ub2e4. \uc7ac\ud14c\ud06c\ub97c \ud6a8\uacfc\uc801\uc73c\ub85c \uc218\ud589\ud558\uae30 \uc704\ud574\uc11c\ub294 \uc2e0\uc911\ud558\uace0 \uacc4\ud68d\uc801\uc778 \uc811\uadfc\uc774 \ud544\uc694\ud569\ub2c8\ub2e4. \uc544\ub798\ub294 \uc7ac\ud14c\ud06c\uc640 \ud22c\uc790\ub97c \uc798\ud558\ub294 \ubc29\ubc95\uc5d0 \ub300\ud55c \uc885\ud569\uc801\uc778 \uc548\ub0b4\ub77c\uace0 \ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"size-large wp-image-130 aligncenter\" src=\"https:\/\/homenote.co.kr\/wp-content\/uploads\/2023\/08\/\uc7ac\ud14c\ud06c-\uc798\ud558\ub294-\ubc29\ubc95-1024x741.jpg\" alt=\"\uc7ac\ud14c\ud06c \uc798\ud558\ub294 \ubc29\ubc95\" width=\"1024\" height=\"741\" srcset=\"https:\/\/homenote.co.kr\/wp-content\/uploads\/2023\/08\/\uc7ac\ud14c\ud06c-\uc798\ud558\ub294-\ubc29\ubc95-1024x741.jpg 1024w, https:\/\/homenote.co.kr\/wp-content\/uploads\/2023\/08\/\uc7ac\ud14c\ud06c-\uc798\ud558\ub294-\ubc29\ubc95-300x217.jpg 300w, https:\/\/homenote.co.kr\/wp-content\/uploads\/2023\/08\/\uc7ac\ud14c\ud06c-\uc798\ud558\ub294-\ubc29\ubc95-768x556.jpg 768w, https:\/\/homenote.co.kr\/wp-content\/uploads\/2023\/08\/\uc7ac\ud14c\ud06c-\uc798\ud558\ub294-\ubc29\ubc95-1536x1112.jpg 1536w, https:\/\/homenote.co.kr\/wp-content\/uploads\/2023\/08\/\uc7ac\ud14c\ud06c-\uc798\ud558\ub294-\ubc29\ubc95-2048x1482.jpg 2048w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_65 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title \" >\uc26c\uc6b4 \ubaa9\ucc28<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/homenote.co.kr\/%ec%9e%ac%ed%85%8c%ed%81%ac-%eb%b0%a9%eb%b2%95-%ed%88%ac%ec%9e%90-%ec%9e%98%ed%95%98%eb%8a%94-%eb%b0%a9%eb%b2%95\/#%EC%9E%AC%ED%85%8C%ED%81%AC_%ED%88%AC%EC%9E%90_%EC%9E%98%ED%95%98%EB%8A%94_%EB%B0%A9%EB%B2%95\" title=\"\uc7ac\ud14c\ud06c \ud22c\uc790 \uc798\ud558\ub294 \ubc29\ubc95\">\uc7ac\ud14c\ud06c \ud22c\uc790 \uc798\ud558\ub294 \ubc29\ubc95<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/homenote.co.kr\/%ec%9e%ac%ed%85%8c%ed%81%ac-%eb%b0%a9%eb%b2%95-%ed%88%ac%ec%9e%90-%ec%9e%98%ed%95%98%eb%8a%94-%eb%b0%a9%eb%b2%95\/#%ED%88%AC%EC%9E%90_%EC%9E%98%ED%95%98%EB%8A%94_%EB%B0%A9%EB%B2%95_%EB%A7%88%EB%AC%B4%EB%A6%AC\" title=\"\ud22c\uc790 \uc798\ud558\ub294 \ubc29\ubc95 \ub9c8\ubb34\ub9ac\">\ud22c\uc790 \uc798\ud558\ub294 \ubc29\ubc95 \ub9c8\ubb34\ub9ac<\/a><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"%EC%9E%AC%ED%85%8C%ED%81%AC_%ED%88%AC%EC%9E%90_%EC%9E%98%ED%95%98%EB%8A%94_%EB%B0%A9%EB%B2%95\"><\/span><span style=\"color: #0000ff;\">\uc7ac\ud14c\ud06c \ud22c\uc790 \uc798\ud558\ub294 \ubc29\ubc95<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><strong>\uc7ac\ubb34 \ubaa9\ud45c \uc124\uc815<\/strong><br \/>\n\uba3c\uc800 \uc7ac\ubb34\uc758 \ubaa9\ud45c\ub97c \uc124\uc815\ud574\uc57c \ud558\ub294\ub370 \ud22c\uc790\ub97c \uc2dc\uc791\ud558\uae30 \uc804\uc5d0 \uba85\ud655\ud55c \uc7ac\ubb34 \ubaa9\ud45c\ub97c \uc124\uc815\ud558\uc138\uc694. \uc790\ub140 \uad50\uc721\ube44, \uc740\ud1f4 \ud6c4 \uc0dd\ud65c\ube44, \uc8fc\ud0dd \uad6c\ub9e4 \ub4f1\uacfc \uac19\uc740 \uc7a5\uae30\uc801\uc778 \ubaa9\ud45c\uc640 \ube44\uc0c1 \uc0c1\ud669\uc744 \ub300\ube44\ud558\uae30 \uc704\ud55c \ube44\uc0c1 \uae30\uae08 \ub4f1\uc758 \ub2e8\uae30\uc801\uc778 \ubaa9\ud45c\ub97c \uace0\ub824\ud574 \ubcf4\uc138\uc694.<\/p>\n<p><strong>\uae08\uc735 \uc0c1\ud0dc \ud30c\uc545<\/strong><br \/>\n\uae08\uc735\uc758 \uc0c1\ud0dc\ub97c \uba3c\uc800 \ud30c\uc545\ud574\uc57c \ud558\ub294\ub370 \uc790\uc2e0\uc758 \uc7ac\ubb34 \uc0c1\ud0dc\ub97c \ud30c\uc545\ud558\ub294 \uac83\uc774 \uc911\uc694\ud569\ub2c8\ub2e4. \ud604\uc7ac\uc758 \uc790\uc0b0, \ubd80\ucc44, \uc218\uc785 \ubc0f \uc9c0\ucd9c\uc744 \ubd84\uc11d\ud558\uc5ec \uc7ac\ubb34 \uc0c1\ud0dc\ub97c \ud3c9\uac00\ud558\uace0 \ud5a5\ud6c4 \ubaa9\ud45c\ub97c \ub2ec\uc131\ud558\uae30 \uc704\ud55c \uae30\uc900\uc744 \uc138\uc6b0\uc138\uc694.<\/p>\n<p><strong>\ube5a \uad00\ub9ac<\/strong><br \/>\n\ube5a\uc744 \uad00\ub9ac \ud558\ub294 \uac83\uc774 \uc911\uc694\ud558\uba70 \ub192\uc740 \uc774\uc790\uc728\uc744 \uc9c0\ub2cc \ube5a\uc744 \uba3c\uc800 \uc0c1\ud658\ud558\ub294 \uac83\uc774 \ud604\uba85\ud569\ub2c8\ub2e4. \ub300\ucd9c\uc774\ub098 \uc2e0\uc6a9\uce74\ub4dc \ube5a\uc744 \ucd5c\ub300\ud55c \ube68\ub9ac \uac1a\uace0 \uc774\uc790 \ubd80\ub2f4\uc744 \uc904\uc774\uc138\uc694.<\/p>\n<p><strong>\uae08\uc735 \uc0c1\uc2dd \uc2b5\ub4dd<\/strong><br \/>\n\uae08\uc735\uc5d0 \uad00\ud55c \ub0b4\uc6a9 \ud22c\uc790\uc5d0 \uc55e\uc11c \uae08\uc735 \uc0c1\uc2dd\uc744 \uc2b5\ub4dd\ud558\ub294 \uac83\uc774 \uc911\uc694\ud569\ub2c8\ub2e4. \ud22c\uc790 \ubc29\ubc95\uacfc \uc7ac\ubb34 \uc6a9\uc5b4\uc5d0 \ub300\ud55c \uc774\ud574\ub97c \ub192\uc774\uace0 \uae08\uc735 \uc2dc\uc7a5\uc758 \ub3d9\ud5a5\uc744 \ud30c\uc545\ud558\uc138\uc694.<\/p>\n<p><strong>\uae08\uc735 \uacc4\ud68d \uc218\ub9bd<\/strong><br \/>\n\uacc4\ud68d\uc744 \uc218\ub9bd\ud558\uace0 \ubaa9\ud45c\uc640 \ub9ac\uc2a4\ud06c \ud5c8\uc6a9 \uc218\uc900\uc5d0 \ub9de\ub294 \uae08\uc735 \uacc4\ud68d\uc744 \uc218\ub9bd\ud558\uc138\uc694. \ub2e4\uc591\ud55c \ud22c\uc790 \ubc29\ubc95\uacfc \uc7ac\uc0b0 \uad00\ub9ac \uc804\ub7b5\uc744 \uace0\ub824\ud558\uc5ec \uc790\uc2e0\uc5d0\uac8c \ub9de\ub294 \ud3ec\ud2b8\ud3f4\ub9ac\uc624\ub97c \uad6c\uc131\ud558\uc138\uc694.<\/p>\n<p><strong>\ubd84\uc0b0 \ud22c\uc790<\/strong><br \/>\n\ubd84\uc0b0 \ud22c\uc790 \uc911\uc694\ud558\uba70 \ud22c\uc790 \ud3ec\ud2b8\ud3f4\ub9ac\uc624\ub97c \ubd84\uc0b0\uc2dc\ucf1c \ub9ac\uc2a4\ud06c\ub97c \ucd5c\uc18c\ud654\ud558\uc138\uc694. \uc5ec\ub7ec \uc790\uc0b0 \ud074\ub798\uc2a4(\uc8fc\uc2dd, \ucc44\uad8c, \ubd80\ub3d9\uc0b0 \ub4f1)\uc640 \ub2e4\uc591\ud55c \uc0b0\uc5c5\uad70\uc5d0 \ud22c\uc790\ud558\uc5ec \ud3ec\ud2b8\ud3f4\ub9ac\uc624\uc758 \uc548\uc815\uc131\uc744 \ub192\uc774\uc138\uc694.<\/p>\n<p><strong>\ube44\uc6a9 \uad00\ub9ac<\/strong><br \/>\n\ube44\uc6a9\uc758 \uad00\ub9ac\ub97c \ud574\uc918\uc57c \ud558\ub294\ub370 \ud22c\uc790 \uc218\uc218\ub8cc, \uc138\uae08 \ub4f1\uc758 \ube44\uc6a9\uc744 \ucd5c\uc18c\ud654\ud558\ub294 \uac83\uc774 \uc911\uc694\ud569\ub2c8\ub2e4. \uc218\uc218\ub8cc\uac00 \ub0ae\uc740 ETF\ub098 \uc778\ub371\uc2a4 \ud380\ub4dc\ub97c \ud65c\uc6a9\ud558\uac70\ub098, \uc138\uae08\uc744 \uace0\ub824\ud55c \ud22c\uc790 \uc804\ub7b5\uc744 \uc138\uc6b0\uc138\uc694.<\/p>\n<p><strong>\uc7a5\uae30\uc801\uc778 \uc2dc\uac01<\/strong><br \/>\n\ub2e8\uae30\uac04 \ud22c\uc790 \ud558\ub294 \uac83\uc774 \uc544\ub2cc \ud22c\uc790\uc5d0\ub294 \uc7a5\uae30\uc801\uc778 \uc2dc\uac01\uc774 \ud544\uc694\ud569\ub2c8\ub2e4. \ub2e8\uae30\uc801\uc778 \ubcc0\ub3d9\uc131\uc5d0 \ud729\uc4f8\ub9ac\uc9c0 \uc54a\uace0 \uc7a5\uae30\uc801\uc778 \ud22c\uc790 \ubaa9\ud45c\uc5d0 \uc9d1\uc911\ud558\uc138\uc694.<\/p>\n<p><strong>\uc790\uae30 \uc8fc\ub3c4\uc801\uc778 \ud22c\uc790<\/strong><br \/>\n\ubcf8\uc778\uc758 \uacb0\uc815\uc744 \uc911\uc694\ud558\uac8c \uc0dd\uac01\ud574\uc57c \ud558\uba70 \ud22c\uc790\uc5d0 \uc788\uc5b4\uc11c\ub294 \uc790\uae30 \uc8fc\ub3c4\uc801\uc73c\ub85c \uad00\ub9ac\ud558\ub294 \uac83\uc774 \uc911\uc694\ud569\ub2c8\ub2e4. \uae08\uc735 \uc804\ubb38\uac00\uc758 \uc870\uc5b8\uc740 \ud65c\uc6a9\ud558\ub418, \ubcf8\uc778\uc758 \uacb0\uc815\uc744 \uc911\uc694\uc2dc\ud558\uc138\uc694.<\/p>\n<p><strong>\uc9c0\uc18d\uc801\uc778 \ubaa8\ub2c8\ud130\ub9c1<\/strong><br \/>\n\uc9c0\uc18d\uc801\uc73c\ub85c \uacf5\ubd80\ud558\uace0 \ud22c\uc790 \ud3ec\ud2b8\ud3f4\ub9ac\uc624\ub97c \uc9c0\uc18d\uc801\uc73c\ub85c \ubaa8\ub2c8\ud130\ub9c1\ud558\uace0, \ud22c\uc790 \ube44\uc728\uc774 \ubcc0\ud654\ud560 \ub54c\ub294 \ub9ac\ubc38\ub7f0\uc2f1\uc744 \ud1b5\ud574 \uc6d0\ub798 \ubaa9\ud45c \ube44\uc728\ub85c \uc7ac\uc870\uc815\ud558\uc138\uc694.<\/p>\n<p><strong>\uc2e0\uc911\ud55c \ub9ac\uc2a4\ud06c \uad00\ub9ac<\/strong><br \/>\n\ub9ac\uc2a4\ud06c\uc5d0 \ub300\ud574\uc11c \uad00\ub9ac \ud574\uc918\uc57c \ud558\ub294\ub370 \ud22c\uc790\ud560 \ub54c\uc5d0\ub294 \uac00\ub2a5\ud55c \uc190\uc2e4\uc5d0 \ub300\ube44\ud55c \ucda9\ubd84\ud55c \ube44\uc728\uc758 \ube44\uc0c1 \uc790\uae08\uc744 \ubcf4\uc720\ud558\uc138\uc694. \ub192\uc740 \ub9ac\uc2a4\ud06c\ub97c \uac16\ub294 \ud22c\uc790\ub3c4 \ud76c\ub9dd \uc218\uc775\uc744 \uc81c\uacf5\ud558\uc9c0\ub9cc, \uac00\ub2a5\ud55c \uc190\uc2e4\uc5d0 \ub300\ube44\ud560 \uc218 \uc788\uc5b4\uc57c \ud569\ub2c8\ub2e4.<\/p>\n<p><strong>\uc9c0\uc2dd\uacfc \uacbd\ud5d8 \uc313\uae30<\/strong><br \/>\n\uafb8\uc900\ud788 \uad00\ub828 \uc9c0\uc2dd\uc744 \uacf5\ubd80\ud574\uc11c \uc313\uc544\uc57c \ud569\ub2c8\ub2e4. \uc9c0\uc18d\uc801\uc73c\ub85c \uae08\uc735 \uc2dc\uc7a5\uc5d0 \ub300\ud55c \uc9c0\uc2dd\uacfc \ud22c\uc790 \uacbd\ud5d8\uc744 \uc313\uc544\ub098\uac00\uc138\uc694. \uc774\ub97c \ud1b5\ud574 \ud22c\uc790 \ub2a5\ub825\uacfc \ud310\ub2e8\ub825\uc744 \ud5a5\uc0c1\uc2dc\ud0ac \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p><strong>\uac10\uc815\uc801 \ud22c\uc790 \ud53c\ud558\uae30<\/strong><br \/>\n\uc7ac\ud14c\ud06c \ud22c\uc790\uc5d0 \uc784\ud560\ub54c\ub294 \uac10\uc815\uc801\uc73c\ub85c \ud22c\uc790\ub97c \ud558\uc2dc\ub294 \uac83\uc740 \uc8fc\uc758\ud574\uc57c \ud558\uba70 \ud22c\uc790\uc5d0 \uc788\uc5b4\uc11c\ub294 \uac10\uc815\uc801\uc778 \ud310\ub2e8\uc744 \ud53c\ud558\uace0, \ub17c\ub9ac\uc801\uc778 \ubd84\uc11d\uacfc \ud310\ub2e8\uc744 \uc911\uc2dc\ud558\uc138\uc694. \ud22c\uc790 \uacb0\uc815\uc5d0 \uac1c\uc778\uc801\uc778 \uac10\uc815\uc744 \ub07c\uc5b4\ub4e4\uac8c \ud558\uc9c0 \ub9d0\uc544\uc57c \ud569\ub2c8\ub2e4.<\/p>\n<p><strong>\ud604\uba85\ud55c \uc138\uae08 \uacc4\ud68d<\/strong><br \/>\n\uc138\uae08\uc5d0 \ub300\ud55c \ubd80\ubd84 \uc81c\ub300\ub85c \uc774\ud574 \ud558\uc2dc\uace0 \uc8fc\uc758\ud574\uc57c \ud560 \uc0ac\ud56d\uc778\ub370 \uc138\uae08 \ubd80\ub2f4\uc744 \ucd5c\uc18c\ud654\ud558\uae30 \uc704\ud574 \uc801\uc808\ud55c \uc138\uae08 \uacc4\ud68d\uc744 \uc218\ub9bd\ud558\uc138\uc694. \uc138\uae08 \uc6b0\ub300 \ud22c\uc790 \ubc29\ubc95\uacfc \uc790\uc0b0\uc758 \uc138\uae08 \ud6a8\uc728\uc131\uc744 \uace0\ub824\ud574 \ubcf4\uc138\uc694.<\/p>\n<p><strong>\ud22c\uc790 \uc5c5\ub370\uc774\ud2b8<\/strong><br \/>\n\ud22c\uc790\uc5d0 \ub300\ud574\uc11c \ub298 \uacf5\ubd80\ud558\uace0 \ubcc0\ud654\uc5d0 \ubbfc\uac10\ud574\uc57c \ud569\ub2c8\ub2e4. \uae08\uc735 \uc2dc\uc7a5\uc740 \ud56d\uc0c1 \ubcc0\ud654\ud558\ubbc0\ub85c \ud22c\uc790 \uc804\ub7b5\uacfc \ud3ec\ud2b8\ud3f4\ub9ac\uc624\ub97c \uc8fc\uae30\uc801\uc73c\ub85c \uac80\ud1a0\ud558\uace0 \uc5c5\ub370\uc774\ud2b8\ud558\uc138\uc694. \ubcc0\ud654\ud558\ub294 \uc2dc\uc7a5 \ud658\uacbd\uc5d0 \uc801\uc751\ud558\uae30 \uc704\ud574 \uc720\uc5f0\ud55c \ub300\uc751\uc774 \ud544\uc694\ud569\ub2c8\ub2e4.<\/p>\n<p><strong>\uae08\uc735 \uc0c1\ud488 \uc774\ud574<\/strong><br \/>\n\ubbf8\ub9ac \ud22c\uc790 \uc0c1\ud488\uc5d0 \ub300\ud574\uc11c \uc798 \ud30c\uc545\ud558\uc2dc\uace0 \uc774\ud574 \ud558\ub3c4\ub85d \ud558\uc2dc\ub294 \uac83\uc774 \uc911\uc694\ud55c \uc0ac\ud56d\uc785\ub2c8\ub2e4. \ud22c\uc790\ub97c \ud558\uae30 \uc804\uc5d0 \ud22c\uc790\ud560 \uae08\uc735 \uc0c1\ud488\uc5d0 \ub300\ud574 \ucda9\ubd84\ud788 \uc774\ud574\ud558\uc138\uc694. \uc8fc\uc2dd, \ucc44\uad8c, \ud380\ub4dc, \ubd80\ub3d9\uc0b0 \ub4f1 \uac01\uac01\uc758 \ud2b9\uc131\uacfc \uc7a5\ub2e8\uc810\uc744 \ud30c\uc545\ud558\uace0 \ud22c\uc790 \ub300\uc0c1\uc5d0 \ub530\ub77c \uc801\ud569\ud55c \uc0c1\ud488\uc744 \uc120\ud0dd\ud558\uc138\uc694.<\/p>\n<p><strong>\ud22c\uc790 \uc9c0\uc2dd \ud655\uc7a5<\/strong><br \/>\n\ud22c\uc790\uc5d0 \ub300\ud574\uc11c \uc9c0\uc2dd\uc744 \uc775\ud600 \ub46c\uc57c \ud569\ub2c8\ub2e4. \ud22c\uc790\uc5d0 \uad00\uc2ec\uc744 \uac00\uc9c0\uace0 \ud559\uc2b5\ud558\ub294 \uc2dc\uac04\uc744 \uac00\uc9c0\uc138\uc694. \ud22c\uc790 \uc804\ub7b5, \uae30\uc5c5 \ubd84\uc11d, \uae30\uc220\uc801 \ubd84\uc11d \ub4f1\uc5d0 \ub300\ud55c \uc9c0\uc2dd\uc744 \ud655\uc7a5\ud558\uc5ec \ub354 \ub098\uc740 \ud22c\uc790 \uacb0\uc815\uc744 \ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p><strong>\uac00\uce58\ud22c\uc790 \uc6d0\uce59<\/strong><br \/>\n\ud22c\uc790\uc5d0 \uc788\uc5b4\uc11c \uc798 \uacf5\ubd80\ud558\uace0 \uc774\ud574\ud558\ub3c4\ub85d \ud558\uace0 \uc800\ud3c9\uac00\ub41c \ud22c\uc790\ucc98\ub97c \ucc3e\uc544\uc57c \ud569\ub2c8\ub2e4. \uac00\uce58\ud22c\uc790 \uc6d0\uce59\uc5d0 \ub530\ub77c \uc800\ud3c9\uac00\ub41c \uae30\uc5c5\uc774\ub098 \uc790\uc0b0\uc744 \ucc3e\uc544 \ud22c\uc790\ud558\uc138\uc694. \uae30\uc5c5\uc758 \uc7a0\uc7ac\uc801 \uac00\uce58\ub97c \ud310\ub2e8\ud558\uace0 \uc7a5\uae30\uc801\uc778 \uc131\uc7a5 \uac00\ub2a5\uc131\uc774 \ub192\uc740 \uae30\uc5c5\uc744 \uc120\ud0dd\ud558\ub294 \uac83\uc774 \uc911\uc694\ud569\ub2c8\ub2e4.<\/p>\n<p><strong>\uc2dc\uc7a5 \uc870\uc0ac<\/strong><br \/>\n\uc2dc\uc7a5 \uc870\uc0ac \uc5f4\uc2ec\ud788 \ud574\uc57c \ud569\ub2c8\ub2e4. \ud22c\uc790 \uc804\uc5d0 \uc2dc\uc7a5 \uc870\uc0ac\ub97c \ucca0\uc800\ud788 \ud558\uc138\uc694. \uae30\uc5c5\uc758 \uc7ac\ubb34\uc0c1\ud0dc, \uacbd\uc601\uc9c4\uc758 \uc804\ub9dd, \uc2dc\uc7a5 \ub3d9\ud5a5 \ub4f1\uc744 \ubd84\uc11d\ud558\uc5ec \ub9ac\uc2a4\ud06c\ub97c \ucd5c\uc18c\ud654\ud558\uc138\uc694.<\/p>\n<p><strong>\ud22c\uc790 \ubaa9\ud45c \ub9ac\ubdf0<\/strong><br \/>\n\ud22c\uc790 \ubaa9\ud45c\ub97c \ub2ec\uc131\ud558\uae30 \uc704\ud574 \uc8fc\uae30\uc801\uc73c\ub85c \uacf5\ubd80\ud558\uc2dc\ub294 \uac83\uc774 \uc911\uc694\ud569\ub2c8\ub2e4. \ubaa9\ud45c\uc5d0 \ub3c4\ub2ec\ud588\uac70\ub098 \uc2dc\uc7a5 \uc0c1\ud669\uc774 \ubcc0\ud654\ud588\ub2e4\uba74 \ud22c\uc790 \uc804\ub7b5\uc744 \uc870\uc815\ud560 \ud544\uc694\uac00 \uc788\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p><strong>\ud22c\uc790\uc758 \ub2e4\uc591\uc131<\/strong><br \/>\n\ub2e4\uc591\ud55c \ud22c\uc790\ucc98\uc5d0 \uace8\uace0\ub8e8 \ubd84\ud3ec \uc2dc\ucf1c\uc57c \ud558\ub294\ub370 \ud3ec\ud2b8\ud3f4\ub9ac\uc624\uc5d0 \ub2e4\uc591\ud55c \uc790\uc0b0 \ud074\ub798\uc2a4\uc640 \ubd84\uc57c\ub97c \ud3ec\ud568\uc2dc\ud0a4\uc138\uc694. \uc8fc\uc2dd, \ucc44\uad8c, \ubd80\ub3d9\uc0b0, \ud604\uae08 \ub4f1\uc758 \uc790\uc0b0\uc744 \uc870\ud569\ud558\uc5ec \ud22c\uc790\uc758 \ub9ac\uc2a4\ud06c\ub97c \ubd84\uc0b0\uc2dc\ud0a4\uc138\uc694.<\/p>\n<p><strong>\ud22c\uc790 \uae30\uac04\uacfc \ub9ac\uc2a4\ud06c \uad00\ub9ac<\/strong><br \/>\n\ub2e4\uc591\ud55c \ud22c\uc790\ucc98\uc5d0 \ub2e4\uc591\ud55c \ud22c\uc790 \uae30\uac04\uc5d0 \ub530\ub77c \uc801\uc808\ud55c \ud22c\uc790 \uc0c1\ud488\uc744 \uc120\ud0dd\ud558\uace0, \ud22c\uc790\uc758 \ub9ac\uc2a4\ud06c\ub97c \uad00\ub9ac\ud558\uc138\uc694. \ub2e8\uae30 \ud22c\uc790\uc640 \uc7a5\uae30 \ud22c\uc790\uc758 \ub9ac\uc2a4\ud06c\uc640 \uc218\uc775\ub960\uc740 \ub2e4\ub974\uae30 \ub54c\ubb38\uc5d0 \uc790\uc2e0\uc758 \ud22c\uc790 \ubaa9\ud45c\uc5d0 \ub9de\ub294 \ud22c\uc790 \uae30\uac04\uc744 \uc124\uc815\ud558\uc138\uc694.<\/p>\n<p><strong>\uc7ac\ud14c\ud06c \uacc4\ud68d \uc870\uc815<\/strong><br \/>\n\uc0c1\ud669\uc774 \ubcc0\ud558\ubbc0\ub85c \uc0dd\ud65c \uc0c1\ud669\uc774\ub098 \uae08\uc735 \uc2dc\uc7a5 \ubcc0\ub3d9\uc5d0 \ub530\ub77c \uc7ac\ud14c\ud06c \uacc4\ud68d\uc744 \uc720\uc5f0\ud558\uac8c \uc870\uc815\ud558\uc138\uc694. \ud544\uc694\ud55c \uacbd\uc6b0 \ud22c\uc790 \uc804\ub7b5\uc774\ub098 \ubaa9\ud45c\ub97c \ubcc0\uacbd\ud558\uace0 \uc0c8\ub85c\uc6b4 \uc815\ubcf4\uc5d0 \ub530\ub77c \ub300\uc751\ud558\uc138\uc694.<\/p>\n<p><strong>\uc790\uc2e0\uc758 \ud310\ub2e8 \uc2e0\ub8b0<\/strong><br \/>\n\ud310\ub2e8\uc758 \uc2e0\ub8b0 \uc911\uc694\ud558\uba70 \uae08\uc735 \uc804\ubb38\uac00\uc758 \uc870\uc5b8\uc744 \ub4e3\ub294 \uac83\ub3c4 \uc88b\uc9c0\ub9cc, \uc790\uc2e0\uc758 \ud310\ub2e8\uacfc \uacb0\uc815\uc744 \ubbff\uc73c\uc138\uc694. \uc790\uc2e0\uc758 \uc7ac\ubb34 \uc0c1\ud0dc\uc640 \ubaa9\ud45c\uc5d0 \ub9de\ub294 \ud22c\uc790 \uacb0\uc815\uc740 \uc790\uc2e0\ub9cc\uc774 \ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p><strong>\uc9c0\uc18d\uc801\uc778 \uad50\uc721<\/strong><br \/>\n\uc9c0\uc18d\uc801\uc73c\ub85c \uacf5\ubd80\ud558\uace0 \ub178\ub825\ud574\uc57c \ud569\ub2c8\ub2e4. \ud22c\uc790\uc640 \uc7ac\ud14c\ud06c\ub294 \uc9c0\uc18d\uc801\uc778 \ud559\uc2b5\uacfc \uac1c\uc120\uc774 \ud544\uc694\ud55c \ubd84\uc57c\uc785\ub2c8\ub2e4. \uae08\uc735 \uc2dc\uc7a5\uc740 \ubcc0\ud654\uac00 \ube60\ub974\uae30 \ub54c\ubb38\uc5d0 \uc0c8\ub85c\uc6b4 \uc815\ubcf4\ub97c \ud559\uc2b5\ud558\uace0 \uc5c5\ub370\uc774\ud2b8\ub41c \uc9c0\uc2dd\uc73c\ub85c \ud22c\uc790\uc5d0 \uc811\uadfc\ud558\uc138\uc694.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"%ED%88%AC%EC%9E%90_%EC%9E%98%ED%95%98%EB%8A%94_%EB%B0%A9%EB%B2%95_%EB%A7%88%EB%AC%B4%EB%A6%AC\"><\/span><span style=\"color: #0000ff;\">\ud22c\uc790 \uc798\ud558\ub294 \ubc29\ubc95 \ub9c8\ubb34\ub9ac<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>\uc7ac\ud14c\ud06c\ub97c \uc704\ud55c \ud22c\uc790\uc640 \uc7ac\ud14c\ud06c \ubd80\ubd84\uc740 \uac1c\uc778\uc758 \uc7ac\ubb34 \uc0c1\ud0dc\uc640 \ubaa9\ud45c\uc5d0 \ub530\ub77c \ub2e4\uc591\ud558\uac8c \ub2e4\ub97c \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc704\uc758 \uc548\ub0b4 \uc0ac\ud56d\ub4e4\uc5d0 \ub300\ud574\uc11c \uc798 \uc2e4\ucc9c\ud558\uc2dc\uace0 \uc790\uc2e0\uc5d0\uac8c \uc801\ud569\ud55c \ubc29\ubc95\uc744 \ucc3e\uc544 \uc7ac\ud14c\ud06c \ubc29\ubc95\uc744 \ud30c\uc545\ud558\uc2dc\uace0 \uc7ac\ubb34 \uc548\uc815\uc131\uacfc \ubbf8\ub798\uc5d0 \ub300\ube44\ud55c \ud22c\uc790\ub97c \uc9c4\ud589\ud558\uc2dc\uae30 \ubc14\ub78d\ub2c8\ub2e4. \uc7ac\ud14c\ud06c \ubc29\ubc95\uc73c\ub85c\ub294 \ud56d\uc0c1 \uc9c0\uc18d\uc801\uc778 \ud559\uc2b5\uacfc \ub178\ub825\uc73c\ub85c \uc7ac\ubb34\uc801\uc73c\ub85c \uc548\uc815\ud558\uace0 \ud48d\uc694\ub85c\uc6b4 \ubbf8\ub798\ub97c \uc900\ube44\ud558\ub294 \ub370 \ub3c4\uc6c0\uc774 \ub420 \uac83\uc785\ub2c8\ub2e4.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\uc694\uc998\uc740 \ub2e8\uc21c\ud788 \uc800\ucd95\uc774\ub098 \uc801\uae08 \uc608\uae08 \ub4f1\uc744 \ud1b5\ud574\uc11c \ub3c8\uc744 \ubaa8\uc73c\uae30\ub294 \uc27d\uc9c0 \uc54a\uc740 \uc0c1\ud669\uc774\uae30 \ub54c\ubb38\uc5d0 \uc5f4\uc2ec\ud788 \uc7ac\ud14c\ud06c \uacf5\ubd80\ud574\uc11c \uc7ac\ud14c\ud06c \ubc29\ubc95\uc744 \uc775\ud788\uace0 \ud22c\uc790 \uc798\ud558\ub294 \ubc29\ubc95 \ub108\ubb34\ub3c4 \uc911\uc694\ud55c \uc0c1\ud669\uc774 \ub418\uc5c8\uc2b5\ub2c8\ub2e4. \uc7ac\ud14c\ud06c\uc640 \ud22c\uc790\ub294 \uc7ac\ubb34\uc801 \ubaa9\ud45c\ub97c \ub2ec\uc131\ud558\uace0 \ubbf8\ub798\uc758 \uc7ac\ubb34 \uc548\uc815\uc131\uc744 \ud655\ubcf4\ud558\uae30 \uc704\ud55c \uc911\uc694\ud55c \ubc29\ubc95\uc785\ub2c8\ub2e4. \uc7ac\ud14c\ud06c\ub97c \ud6a8\uacfc\uc801\uc73c\ub85c \uc218\ud589\ud558\uae30 \uc704\ud574\uc11c\ub294 \uc2e0\uc911\ud558\uace0 \uacc4\ud68d\uc801\uc778 \uc811\uadfc\uc774 \ud544\uc694\ud569\ub2c8\ub2e4. \uc544\ub798\ub294 \uc7ac\ud14c\ud06c\uc640 \ud22c\uc790\ub97c \uc798\ud558\ub294 \ubc29\ubc95\uc5d0 \ub300\ud55c \uc885\ud569\uc801\uc778 \uc548\ub0b4\ub77c\uace0 \ud560 &#8230; <a 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